U.S. News Money: Chapter 7 vs. Chapter 13 Bankruptcy: Which Is Best for You?

Understanding the Context

If you’re trying to make sense of bankruptcy jargon and hoping to understand the differences between the different types of bankruptcies, particularly Chapter 7 and Chapter 13, you’ll want to read on. CBS News: What's the two-year rule for Chapter 13 bankruptcy and how does it impact borrowers? When you've completed a Chapter 13 bankruptcy repayment plan and earned a discharge, the hope is that your financial troubles are behind you. Life doesn't always unfold that neatly, though, especially ...

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Key Insights

What's the two-year rule for Chapter 13 bankruptcy and how does it impact borrowers? Review the requirements for filing Chapter 7 and Chapter 13 bankruptcy, including income eligibility and current debt. Plus how bankruptcy impacts your credit. When you file for bankruptcy, you are seeking to eliminate or reduce the debts you owe to your creditors. Depending on whether you file for Chapter 7 or Chapter 13 bankruptcy, you may come out...

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Final Thoughts

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